Identification & Credit Services

Identifiers such as name, address, social security number and date of birth are the most important pieces of information needed to conduct a comprehensive a compliant background check.  Without these, there would be no way to validate that a criminal record does or does not belong to your candidate.

BCIB has built in the identification corroboration piece directly into the order entry process to create a robust, streamlined and time efficient tool available at the user’s fingertips.

Credit history is an important tool that allows insight into one’s financial responsibility and should only be used on candidates applying for positions in which their credit history could have a direct impact.

Check out the services we offer to reveal your candidate’s identifiers and credit history:

Social Security Number Trace

Where the background screening process begins! The Social Security Number Trace is an integral investigative step as it allows insight into where a candidate has been and where the primary focus should be.

Comprised of data from the three credit bureaus and thousands of other public sources, the Social Security Number Trace Report reveals an address history and uncovers alias names. The addresses and names identified should be used to determine the jurisdictions across the country and names under which to search for court records.

As an additional barrier to identity theft of a deceased person, data is crosschecked through the Social Security Death Index.

Credit Report - Employment

The Employment Credit Report is accessed through TransUnion credit bureau and provides candidate credit history, including identifying information, public records, outstanding debt, payment history, loans and mortgages, late payments and defaults, and credit inquiries.

Credit Report – Business
When considering an individual for employment, one might look into their credit history if the responsibilities of the position call for it. Why not do the same when considering doing business with an organization? 
 
The Business Credit Report is accessed through Dunn & Bradstreet and provides organization credit history, including identifying information, public records, outstanding debt, payment history, loans and mortgages, late payments and defaults, and credit inquiries.